Minimizing risk, lowering operating costs with open, flexible solutions
Payment efficiency, continuity, and security are key issues for both consumer and wholesale payments processing across financial institutions, particularly as markets shift with new entrants and the single Euro zone currency.
Solutions from HP address retail and wholesale needs.
On the retail side, solutions from HP and our solution Partners can help improve Customer Relationship Management (CRM) and retail product development, risk management, regulatory compliance, support of card association initiatives, and functionality for electronic transactions including card and mobile Payment Systems. HP Service professionals can help you simplify complex technologies to focus on lower cost of ownership and faster time to market for new solutions.
On the wholesale side, HP helps central, corporate, treasury, institutional, and investment banks manage the risks and costs of implementing next-generation capabilities, including:
- Incorporating a central bank infrastructure
- Implementing bank treasury management
- Migrating to SWIFTNet messaging
- Enhancing corporate bank interfaces such as corporate cash management
- Managing global liquidity and customers
HP has the experience you need to move ahead with confidence. Our focus is on the delivery of world-class High Value and Low Value Payment Systems that enable you to have higher straight-through rates and to better manage your credit risks and available liquidity.
Proven products combined with business and technical expertise
HP products cover all aspects of domestic and international payments - from clearing and wire transfer to checks and retail payments. This includes a wide range of supporting applications, such as cash management, customer billing, and regulatory modules.
Leveraging both business and technical expertise, the financial experts with HP Services will work with you to integrate partner software - from wire transfer to commercial banking applications. We'll also assist you in defining your future payments services and directions. We can enable the delivery of new customer services, along with the incorporation of improved external communications, by providing the appropriate financial application infrastructure middleware from Partners and services for the migration to improved industry interfaces, such as SWIFTNet.
A closer look at our Payment Systems portfolio
Working with the best of breed Partners, our Payment Systems solutions portfolio includes:
- SWIFT, Real Time Gross Settlement (RTGS)
- High Value Front-end: Cash Management
- Wholesale Payment Solution: NonStop Payments Plus
- Low Value: ATM, POS, Card, ACH &B2B, Card Authentication
- Software Integrators, TLC Consulting, Capco
To support these solutions, HP Services offers a depth and breadth of consulting and integration services, including:
- Strategic consulting - where visioning and exploration workshops help you set a strategy that aligns business and technical goals
- Business consulting - incorporating discovery engagements, assessment, and solution scoping
- Technical consulting - including IT architecture services, as well as providing infrastructure support software for control of payments business processes and for interconnecting new and legacy financial applications
- Project management services - with built-in risk protection, fixed deliverables, and fixed-price business models
- Systems integration and implementation - for internal interfaces within your financial institution
- Software development - leveraging our offshore capabilities
- Payments business modeling - providing facilitator services for evaluating consortia-associations, white labeling, utility implementation, and outsourcing alternatives
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